Terms and Conditions Between the User & 24 Funding

Please carefully read this agreement ("Agreement") before accessing or using this Internet Web site ("Web Site"). When you access or use the Web Site (24funding.com), you agree to be bound by this Agreement, also including the liability disclaimers contained down below. If you are not in agreeance to the terms contained herein, do not use this Web Site or do not download any information from it.

Information or materials on this Web Site may be downloaded, accessed and printed only for personal and non-commercial use. By the user using this Web Site, you are in agreeance that you will not use any information or materials found on this Web Site for any purpose that is considered unlawful or prohibited by this Agreement, including, but not limited to, the use of this Web Site from locations outside of the United States of America or if you are under the legal age of 18 years old. Your permission to access the Web Site is hereby automatically terminated if you violate any of the terms contained in this said Agreement.

TRADEMARK AND COPYRIGHT RIGHTS
All materials on this Web Site are owned and copyrighted by 24 Funding. All rights are reserved and no reproduction, distribution, or transmission of the copyrighted materials at this Web Site is permitted without the written permission of 24 Funding. All trademarks, logos and service marks are the property of 24 Funding.

TOOLS AND INFORMATION
This Web Site contains information and helpful tools, such as mortgage calculators and other materials, designed to educate. 24 Funding provides these tools and information as a service to our users. 24 Funding does not guarantee the accuracy of the tools and information provided or the results of the mortgage calculators. 24 Funding is not responsible for nor liable for, damages of any kind arising out of the use of the educational tools and information, such as the mortgage calculators and other information on its Web Site.

LIABILITY DISCLAIMER
24 FUNDING STRIVES TO MAINTAIN THAT THE INFORMATION AND MATERIALS ON ITS WEB SITE IS ACCURATE, BUT ERRORS AND INACCURACIES MAY OCCUR. YOU MUST USE THIS WEB SITE AT YOUR OWN RISK. 24 FUNDING HAS THE RIGHT TO CHANGE OR MODIFY THE CONTENT OF THIS WEB SITE AT ANY TIME WITH OR WITHOUT ANY NOTICE. YOUR CONTINUED USE OF THE WEB SITE CONSTITUTES YOUR ACCEPTANCE OF THE MODIFIED TERMS. THIS WEB SITE AND ALL OF THE INFORMATION CONTAINED THEREIN ARE PROVIDED "AS IS." 24 FUNDING DISCLAIMS ANY AND ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, AS TO ANYTHING WHATSOEVER RELATING TO THIS WEB SITE AND ANY INFORMATION PROVIDED HEREIN, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NONINFRINGEMENT. 24 FUNDING IS NOT LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES CAUSED BY THE USE OF THIS WEB SITE AND/OR THE CONTENT LOCATED THEREON, WHETHER RESULTING IN WHOLE OR IN PART, FROM BREACH OF CONTRACT, TORTIOUS CONDUCT, NEGLIGENCE, STRICT LIABILITY OR ANY OTHER CAUSE OF ACTION. BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

CONSENT
You hereby understand and agree that by using this Web Site, you have established a business relationship between you and 24 Funding. Establishing a business relationship with 24 Funding simply means that you are in agreeance to allow 24 Funding to contact you about its business via telephone, e-mail and /or standard mail using the contact information that you have provided. You hereby consent to such contact even if your phone number is on any "Do Not Call" list. You further consent that by submitting your application, you have fully authorized 24 Funding to pull your credit report.

INDEMNIFICATION/LEGAL RELIEF
You agree to indemnify and hold 24 Funding harmless from and against any and all loss, cost, damage, or expense including, but not limited to, reasonable attorneys' fees incurred by 24 Funding that arise out of any legal proceeding or action of law necessary to enforce any of the terms, covenants or conditions of the Agreement or due to your breach of this Agreement.

WAIVER OF BREACH
No waiver by 24 Funding of any breach by you of any provision hereof shall be enforceable against 24 Funding unless contained in a writing signed by 24 Funding. The waiver by 24 Funding of any breach of any provision of this Agreement shall not operate as a waiver of any subsequent breach of such provision or the breach of any other provision contained herein.

ENTIRE AGREEMENT
This Agreement constitutes the entire agreement between you and 24 Funding, and supersedes any and all prior and contemporaneous oral or written agreements or understandings between you and 24 Funding. No representation, promise, inducement or statement of intention has been made by you and 24 Funding that is not embodied in this Agreement. You and 24 Funding shall not be bound by, or liable for, any alleged representation, promise, inducement, or statement of intention not contained in this Agreement. A printed version of this Agreement shall be and can be admissible in any judicial or administrative proceedings based upon or relating to this Agreement to the same extent and subject to the same conditions as other business documents, legal documents and records originally created and maintained in print.

GOVERNING LAW
This Agreement is delivered in, and shall be construed and enforced in accordance with the laws of the State of California, excluding its conflict of law principles.

WAIVER OF VENUE
You hereby consent and voluntarily submit to personal jurisdiction in the State of California, in and by the courts of the State of California located in Orange County and the United States District Court for the State of California, in any action in which a claim is brought with respect to this Agreement and you agree that it may be served with process in any such action by hand delivery, courier, overnight delivery service, or certified or registered mail, return receipt requested. You irrevocably and unconditionally waive and agree not to plead, to the fullest extent permitted by law, any objection that it may now or hereafter have to the laying of venue or the convenience of the forum of any action or claim with respect to this Agreement brought in the United States District Court for the State of California or the courts of the State of California located in Orange County.

SEVERABILITY
You agree that each provision to this Agreement shall be construed independent of any other provision of this Agreement. The invalidity or unenforceability of any particular provision of this Agreement shall not affect the other provisions hereof. In the event any provision of this Agreement is deemed not enforceable, including, but not limited to, the liability disclaimers above, the unenforceable provision shall be replaced with an enforceable provision that most closely reflects the intent of the original provision.

CUMULATIVE REMEDIES
No right or remedy conferred upon or reserved to 24 Funding under the terms of this Agreement is intended to be, nor shall it be deemed, exclusive of any other right or remedy provided herein or by law or equity, but each shall be cumulative of every other right or remedy.